Focus Point #10

Incremental Intelligence

Focus Point #11

Financial Buffer

Focus Point #11

Financial Buffer

Many people are “unbanked” and financially unprepared for dealing with a crisis. An unexpected injury or illness, a death in the family or a drought can cause someone to fall into deeper poverty. Having a buffer (either savings or credit) is crucial for people with few financial means to bridge the gap, deal with a crisis and get back on their feet — often with the help of the community.

The Big Question

What sorts of insurance, savings services, or communal safety net could help people develop a financial buffer for times of crisis?

Focus Point #12

Learning Livelihood Skills