Focus Point #16
ID for All
Many countries lack a widespread identification system and millions of people don’t have an official way to prove their identity. This leads to many challenges for people to get loans, be able to vote or use available public services. But many people do have a reputation within their communities — there are few ways to use that as validation. At the same time, security is often an issue, and handing over your identity can lead to privacy concerns.
The Big Question
What could offer people safe identification or help them build trusted reputations?
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1 Comment
ruhatd
Does it not work for the web because each of our multiple IDs are tied back to our real identities through information we give websites when we sign up? If the issue is how to create a ‘real identity’ on which to base collateral for loans, respect/reputational enforcement mechanisms may not work. I think your idea relies on the premise that people engage using these identities in the long-term (i.e. they’re repeat players) so that the reputation they build upon any particular identity is worth more than the financial benefit they would get from defaulting and running away with a loan. But what if people create identities for short-term or single-use purposes? They have nothing to lose by defaulting…
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